Research On Risk Management System For SOCIETE GENERALE(China) Limited Harbin Branch

With the acceleration of global economic integration,the bank is under unprecedented new challenges.As an important and special part of the financial industry-"bank" in the world economic development,change and update the phases of the plays an important role,but also the world's governments,state organs of macroeconomic regulation and control important enforcement and control measures.In the face of unstable market conditions and increased competition in the industry,the bank's risk management has become the most important in the bank management risk prevention and control work.The financial crisis,the subprime crisis,such as the occurrence of the event,is again and again to the bank risk management level,risk prevention and control means of inspection.How to identify the bank risks,how to improve the prevention and control of bank management means,how to resolve the bank's risk and so on,is a important task of a durable and undefeated.Both foreign experts and scholars in our country,both managers and operators,in the field of bank's risk management is in constant innovation,constantly improve the bank's risk management standard,the theory and method.Highly recognize the importance of risk management,improve the risk management idea and mechanism,strengthen the consciousness of risk management,to make the bank in unstable financial environment and the fierce competition of sustainable existence and development.Base on SG Harbin branch as the research object in this paper.First of all,the paper selected topic background,research purpose and significance,the research status of bank risk management at home and abroad are reviewed.Second,introduce group and SG Harbin branch history of risk management,combination with SG Harbin branch credit risk,market risk,operation risk present situation of the three parts to analyze the risk source,and through the internal risk source and outer risk source recognition,in-depth analysis step by step a SG Harbin branch problems of risk management process,the risks of French SG Harbin branch point depth profiling.Third,according to the cultural characteristics of the SG Harbin branch of risk management and risk management status,customized SG bank Harbin branch risk system,using the index set complete risk management rating,and an overview of the risk level of SG Harbin branch.Fourth,in order to further risk,using the Logit model to build early warning model,and test of the model.Finally,combining with the above research results,improve the bank's risk management of bank internal control system and the external methods means cleverly dissolve the bank's risk.Building of SG's global risk management culture,adjust the structure of risk management,can provide reasonable and effective means to give to the SG Harbin branch.To find a way to follow to better,promote the management and bank risk,help the SG Harbin branch to deal with the fierce competition in the international banking,to form the core competitiveness of the Banks themselves.