Application Of P2P Network Lending Platform In Agriculture Loans

Following the 2015 "Guidelines on the promotion of the healthy development of Internet banking" and "Network Information lending agency operational activities Interim Measures(draft)" since the introduction of the state of Internet financial general direction is the "normal development",and now,the new regulatory policies continue to scour the entire industry,the internet is about to usher in the financial sector the second phase of shuffling,the original homogenization platform is the focus of the shuffle.In the wave of reform,some industry leaders began to various segments.While the rural market as a weak area of ??financial services,is the Internet banking blue ocean.Data show that the balance of agricultural loans to the country by the end of 2015,26.04 trillion yuan,an increase of 11.9%.Rural financial market still has a very large space to develop.In addition to the first to enter the rural market of Internet giant electricity supplier Jingdong Ali,forward-looking layout of rural Internet banking,the New Hope Group of agricultural enterprises,Dabei agricultural groups,as well as P2 P giant letter should also begin a high-profile force rural Internet financial markets.However,for the reasons missing data and others,the agencies in the process of rural areas is still slow.Based on the X net loan platform in Jiangxi Province to carry out the "three rural micro-credit" business studies,X-net loan platform "three rural micro-credit" asset-side business development process encountered financial end of these two aspects issues specific analysis,the last of the X net loan given specific recommendations regulators,investors,and provide a reference and guidance in the future development of the internet finance agriculture,boost agricultural growth of P2 P lending platform,which let P2 P lending platform as much as possible to play its role in poverty alleviation and welfare of financing for SMEs,to better serve the real economy.