Research On Financing Efficiency Of Small And Medium Sized Enterprises Based On The Background Of Loan Interest Rate Liberalization

Research On The Financing Efficiency Of Small At present,many countries in the world have realized the market of interest rate,and the interest rate has become the inevitable trend of the development of China's national economy.The market oriented reform of interest rate will also become the inevitable trend of the historical development.As China's interest rate market reform,the degree of loan interest rate is increasing.Based on this,this paper analyzes the financing efficiency of small and medium-sized enterprises in the market environment of China's loan interest rate liberalization,and uses the relatively objective data envelopment analysis method(DEA)to evaluate the financing efficiency of three new board:The background and current situation of the market of the loan interest rate,the macro environment,the market reform of the interest rate market,the impact of the indirect financing market and the opening of the loan interest rate market to the small and medium-sized enterprise financing scale.The financing efficiency of small and medium-sized enterprises and the financing efficiency model.The theory of enterprise financing,financing efficiency and financing efficiency are reviewed,and the efficiency and scale efficiency of the two concepts are introduced,and the DEA method is used to measure the financing efficiency.The financing efficiency of small and medium-sized enterprises in the new three board is studied.According to the model of small and medium-sized enterprise financing efficiency,select the appropriate financing efficiency evaluation index,and analyze the financing efficiency of the new three board small and medium-sized enterprises.To improve the financing efficiency of small and medium enterprises,the author puts forward suggestions on improving the efficiency of small and medium sized enterprises financing in two aspects: improving the technical efficiency of small and medium enterprises and improving the efficiency of small and medium enterprises.