Research On Risk Control Of Intellectual Property Pledge Loans In Keli Company

Since the nineties of the last century, with the further implementation of the reform of our country economic system, China's advanced technology industry develop fiercely, and the ability of enterprises for independent innovation of science and technology is increasing year by year, where patent rights and trademark rights of independent intellectual property rights of enterprises are widely used in science and technology enterprises. In order to meet the market development and the financing needs of scientific and technological enterprises, our government has opened up a new financing institution and provides a new financing way for the scientific and technological enterprises to issue intellectual property pledge loans. In particular, in recent years, the country has carried out the intellectual property pledge financing, according to the regional characteristics and industrial characteristics to develop a different financing model. Heilongjiang Province intellectual property financing starting late, the experience is still insufficient and the relevant service is not perfect. Heilongjiang Province Keli Technology Investment Guarantee Co., Ltd. is a guarantee institutions under the provincial science and Technology Department, which provides a complete financing service for mainly Heilongjiang Province Science and technology small and medium-sized enterprises and scientific research institutions, Provincial Academy of entrepreneurship and innovation and high-tech achievements in industry. Since the IPR pledge financing is carried out, it plays an important role in the service of science and technology enterprises, promoting scientific and technological achievements into the ground and other aspects. But with the development of high and new technology industry, intellectual property rights pledge financing is facing the risk of valuation, law, the internal management of enterprises and market in many aspects, it becomes an important problem of restricting the development section of the company that how to optimize the risk control process.In this paper, with intellectual property rights pledge financing related basic theory as the base, it analyzes some existing problems of Keli company from development present situation of intellectual property pledge loans, disposal of risk, management risk and legal risk, loan business process. On the basis of analysis of the power company in the intellectual property rights pledge loan risk control the status quo systematically, via comparing the domestic and foreign advanced intellectual property financing, proposes a optimization control for Keli company intellectual property pledge by means of investigation before implement and management later. Introducing intellectual property pledged collateral loan risk control model and combining with the guarantee the company case is studied, and summeds up the support of its intellectual property pledge financing the related mechanism, which provides realistic reference and theoretical support for Keli company intellectual property pledge guarantee business and high-tech industry in Heilongjiang Province Development of venture capital development.