Research On The Internal Control Of NK Sub Branch Of ICBC

The internal control of commercial bank is mainly the use of modern management methods and means, the various risks of bank internal of control and management, to provide system guarantee for the smooth realization of bank business objectives. Internal control system construction has been the weak link in China's banking industry, commercial bank internal control construction and operation of the system has also been the emphasis and difficulty of the banking industry. From the current situation of China's commercial banks, there are many problems in the construction of internal control. Part of the commercial banks in our country and the relevant experts also in the internal control research, on the construction of internal control system in commercial banks, internal control system effective operation of aspects are serious exploration and practice actively, in a certain extent solved the problems existing. At the present stage, our country commercial bank and achieved rapid development, industrial and Commercial Bank of China faced the internal and external environment is gradually changing, forcing the industrial and Commercial Bank of China to the governance of the company put forward higher requirements, internal control as an important module in the process of corporate governance and internal control mechanism of sound, has a direct impact on the anti-risk ability of ICBC's overall and individual branches. At present, the internal control mechanism of ICBC NK branch is still not perfect, cannot fully adapt to the increasingly complex internal and external environment of the bank. This paper focuses on the current situation of ICBC NK branch of internal mechanism and existing problems, and puts forward the corresponding solutions and ways to improve, not only in theory of existing commercial banks internal control is put forward reasonable suggestions, but also in practice on the security system of commercial banks of our country steady operation of a modest contribution to the force. Therefore, this paper research on NK branch of ICBC internal control problems, not only has theoretical significance, but also has a strong practical significance.This paper mainly studies the problem of the internal control of the NK sub branch of ICBC. First of all, the theory of internal control of commercial banks are summarized, this part mainly expounds the concept of internal control of commercial banks and the related theory; Secondly, to study NK Sub Branch of ICBC, launches the elaboration from three aspects: NK sub branch of ICBC's basic situation, NK branch of ICBC internal control status quo and the existing problems, the NK branch of ICBC internal control present situation mainly from the internal control environment, risk assessment, control activities, information and communication, and internal supervision of five elements to proceed, found that NK Sub Branch of ICBC's internal control problems on internal governance structure is imperfect and unreasonable, not in-depth understanding of risk management, there is a deviation understanding of internal control, internal control system is not perfect, there are many obstacles in the implementation, information disclosure is not enough, the risk of lack of supervision, supervision of backward technology and so on. Then, discusses the characteristics of the British American Citibank, HSBC and Bank of Tokyo MITSUBISHI internal control and experience, and from the environment and the microscopic two aspects, discusses the experience of foreign countries the Enlightenment of the internal control of the Commercial Bank of Chinese; Finally, aiming at the existing problems of ICBC NK branch of internal control, some suggestions are put forward in the following aspects: the governance structure of commercial banks, the establishment of an effective risk assessment mechanism, strengthen the control of the internal control system of commercial banks and the implementation process of the establishment and improvement of information disclosure system and improve the internal audit mechanism, strengthen internal audit and supervision, In order to better solve the internal control problems of NK branch of ICBC.