The Analysis Of Life Insurance Products Portfolio Based On C-ROSS

The finance crisis leads the world make more concentration on the regulator of the foundation. Solvency is the key of the regulation in the insurance industry. In this situation, the C-ROSS start to set up in April,2012 and had taken action in January.2015.Therefore, the C-ROSS is important for the researchers.The C-ROSS bases on the risks rather than the amount of premium. Therefore, the essay has researched an area of the C-ROSS, the insurance risk, and build an insurance risk minimum capital model to calculate the insurance risk minimum capital. The insurance risk minimum capital model based on the C-ROSS build via the references and the assumption and then make a reasonable conclusion. I hope the essay could be meaningful for the research of the solvency.The article could be six parts, and the contents of the article are as follow:The chapter one is the introduction of the full text. The first part declare the importance of the regulation in the insurance industry. And then introduce the reference and the reason of writing this article. And finally introduce the creative part of the essay.The chapter two is the theoretical knowledge introduction. The chapter introduce the C-ROSS and the insurance minimum capital. The introduction will be the bases of the essay.The chapter three is the introduction of the minimum capital of insurance risk for life insurance products portfolio, and the factors that influence the minimum capital of insurance risk.The chapter four is the introduction of the insurance risk minimum capital, In this chapter the insurance risk minimum capital model is shown and displayed. The introduction of the model could make the model more comprehensive.The chapter five is the measure of the countermeasure of the insurance risk minimum capital model. With the assumption and the calculation, we could find out the optimism insurance product portfolio. The chapter six is the conclusion of the whole article..