Research On Rural Financial Development In Wuchang City

The virtuous development of the rural finance is the key to solve the problem of "agriculture, rural areas and farmers" booster, is an important part of the country to deepen financial reform. In rural financial adjustment and improve the process and the amount as the important agricultural production base in heilongjiang province, also can't depart from the support of perfect rural financial system. At present, the amount of rural finance has made greater achievements, the financial system has begun to take shape, various types of financial institutions play a role at the same time, especially the carrying amount of rural credit cooperatives in rural financial functions. In recent years, the new financial and agricultural insurance also showing a good momentum of development. Amount of rural finance in rapid development, however, at the same time, the corresponding problems also arise. In rural financial services with a certain deviation between earnings targets, high risk and low income between the measure that some financial institutions to give up in the development of the rural areas, choose to reduce rural network strategy, thus aggravating the problem of shortage of the rural financial support. Amount of rural finance as the research object, this article choose through in-depth analysis, find out the effective way to improve the rural financial market dynamics, improve the ability of the rural financial service "three agriculture". To provide the necessary amount of rural financial development policy guidance and reference.Amount of rural financial research at first, this paper expounds the background and theoretical and practical significance to determine the ultimate goal of research, combing the domestic and foreign research status quo of rural finance, the overall research contents and research methods; Secondly on the connotation and characteristics of rural financial clearly defined, surrounding rural finance related basic theory to carry on the general introduction, including the rural financial market theory, theory of financial repression and imperfect competition theory, etc.; Third, according to the reality of the amount of the rural social economic development, the amount of basic situation of the rural financial objective analysis, including; Fourth, the amount of the rural financial development problems existing in the process of mining, mainly including the rural financial supply and demand imbalance, lack of rural financial innovation, etc., then analysis the causes of the problem lies in the imperfect rural financial infrastructure, rural finance credit system is not perfect, etc; Fifth, draw lessons from the United States, Brazil, and shandong zhucheng, zhejiang lishui rural financial development at home and abroad, the main experience of the amount of rural financial development, puts forward the mainly reflected in the increasing government policy support, optimize rural financial environment, improve the rural financial credit system, etc; Sixth, puts forward the innovation of rural financial services, increasing the financial input in rural financial mechanism, improve the rural financial system, optimize the environment of rural finance of local government countermeasures and Suggestions to promote the development of rural finance in wuchang municipality.