Research On Efficiency Of Poverty Alleviation Funds Mutual Cooperatives In Sichuan

2015,2016 government work report stressed the accelerated poverty alleviation, the implementation of precision poverty. In order to achieve the goal of poverty reduction in rural poverty in 2020, the state issued a number of Poverty Alleviation Policies, including through financial poverty alleviation measures to speed up the process of rural poverty alleviation. At present, the obstacles to the development of farmers in poor areas is the source of funds, farmers lack of agricultural investment funds. The eighteen party put forward:to further strengthen the rural financial services, promote the reform of rural financial system, rural financing to ease the difficult, difficult problems, and constantly improve the "three rural" financial services and security levels. But for a long time, the development of China's rural financial services lags behind, rural funds go into a large city, to lag of rural industrial development, coupled with the number of rural poor is much heavier, resulting in the slow pace of the vast rural areas out of poverty. In many domestic cooperative financial organization, poor village funds cooperatives as an important way of China's financial poverty alleviation, since the beginning of 2006 a pilot, impoverished village funds mutual agency in some provinces in China developed rapidly and effectively promotes the local farmers out of poverty. Sichuan Province is the first batch of poor village mutual funds pilot provinces, in rural formal financial organization function is not perfect, rural cooperative finance is the conspicuous absence. In recent years, Sichuan Province impoverished village funds mutual agency made certain achievement and development, industry development funds to the local people, drive the development of modernization of Agriculture of poverty-stricken areas, to accelerate the process of impoverished area take off deficient to become rich. But at the same time, poor village mutual funds also exist some problems in operation, such as fuzzy positioning, governance structure is not perfect, lack of innovation, low level of professional management personnel, lack of effective financial supervision. Also as an important means of poverty alleviation, in the actual operation of the process, Sichuan Province poverty village funds cooperatives specifically to achieve the poverty reduction of what, how to evaluate the performance of poverty alleviation, and poor village mutual funds social poverty alleviation effect, operating performance exactly by what factors influence and restriction, is still the problems to be studied at the present stage.Effect of poverty alleviation and poverty, and poverty alleviation poverty. Therefore, in this paper, according to the existing situation, according to the 2011 and 2015 in Sichuan Province poverty alleviation immigration to poor village funds cooperative detection data and 2015 July August to Sichuan Province Bazhong City Nanjiang County, Guangyuan Wangcang County, Nanchong City Yilong County, Leshan Muchuan county field research the data by double logarithm regression method of Sichuan Province Village mutual funds operating in the resulting effect was evaluated using a hierarchical analysis method, analysis of village funds cooperative effect of the nine main factors, and calculate the influence of proportion, then put forward the corresponding countermeasures and suggestions. Through the research, this paper draws the following conclusion:poor village funds mutual agency poverty alleviation effect more obvious, but the system is not perfect, lack of human resources and factors of poverty alleviation effect of play is still a certain restrictions, this paper combines the Anyue County comfortable village case is analyzed in this paper. This, the paper puts forward countermeasures and suggestions:strengthen poverty village mutual funds agency internal management; strengthening the impoverished village funds mutual agency external supervision; strengthen the policy advocacy, deepen understanding farmers Capital Mutual cooperatives; resume coupling mechanism, broaden the farmers loan financing channels.