Jinzhai County In Anhui Rural Finance Reform Practice Research

Since The Third Plenary Session of the 18th Central Committee of the Communist, our country has entered the deepening reform and build a well-off society in an all-round way of the key historical stages, the governments at all levels of rural reform and the development of the issues of agriculture, farmer and rural area has become increasingly input and support. The reform of rural finance support industry economic revitalization, driving the development of countryside and county has become a consensus, pratt & whitney finance as rural poverty alleviation and development of new ideas and new path identification is becoming more and more widely.Jinzhai county in Anhui is poor area is the largest and most populous mountainou area, is also China's second largest "JiangJun" County. During the 12th five-year plan, along with Jinzhai rural economic and social transformation, the development of the county rural traditional finance supply and service models no longer meet the rural and regional development in the scale of social financing, diversified products and services of real demand, rapid economic and social development puts forward higher requirements on the finance sector, the county rural finance reform, Jinzhai as Anhui's first national rural finance reform pilot area, since the reforms began in 2012, lasted for nearly four years.This article will base on the basis of Jinzhai county rural finance reform, reform of local practice and experience of the development process of the gain and loss are analyzed and concluded:Jinzhai rural finance reform in content to build diversified rural finance system, to enhance rural finance infrastructure, pushing forward the innovation of products and services as the main line, to the point of view of the rural finance ecological construction at the same time improve the relevant supporting measures. Today, the reform in the increased supply of credit, the respect such as raising farmers' income and narrow the gap between urban and rural has got many achievements, compared with the previous rural finance reform in the poor areas, the pilot reforms Jinzhai area to show the following characteristics:the reform of high starting point, comprehensive content and measures of effectiveness, interconnection among departments, and attaches great importance to the public opinion propaganda work, Jinzhai county in the rural finance reform in the field of exploration for the rest of the practice also provides some useful experience.At present, Jinzhai has almost entered the comprehensive the key stage of deepening the reform of rural finance. Articles in other parts of the domestic rural finance reform and innovation on the basis of the practice reference, to accelerate the Jinzhai rural finance reform, and puts forward some ideas and Suggestions to its logical line is based on the development of rural economy, on the premise of risk prevention, continuous reform and related supporting mechanism, the rural finance reform and development of the benign ecosystem.