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Research On Criminal Law Rules Of P2P Online Lending

Posted on:2016-07-09Degree:MasterType:Thesis
Country:ChinaCandidate:H ZhuFull Text:PDF
GTID:2356330488997695Subject:Law
Abstract/Summary:PDF Full Text Request
Financial summary in China in 2013 is called the Internet "the first year". This year, Chinese P2P NET loan industry after years of bland developments, has been rapid development in 2013. Lend P2P network as an Internet financial innovation has a positive significance to society. P2P net credits to promote reform of the financial sector, to make up for deficiencies and shortcomings of traditional financial services and expand financing channels for public investment and social, are better able to promote social development in the real economy. P2P NET loans in China's rapid economic development in China and the practice, there have been some alienation. Current P2P network loan business in China, there have been a lot of problems, we urgently need to be studied. First, the alienation of P2P network lending a serious second, borrowing various events in P2P networks, seriously harm investor interests; and, finally, P2P network large criminal lending risks. With P2P network alienation of credit development in China of illegal absorbing public deposit of, capital markets fraud, money laundering, illegal management crime offences applicable to these crimes also needs further study. Current P2P network lending industry problems must be addressed, on the part of net lending business beyond the State line, interventions of the criminal law in order to maintain the normal order of the financial markets, borrowing against P2P networks in the crime. From the current state of policy orientation of State loans as well as the development of P2P network encourage and strengthen supervision. From the modesty consideration of criminal law the criminal law should be used as a last resort, should the strengthening of civil and administrative legislation, civil and administrative means should be broad, should also make full use of the means of depenalization; from another point of view, criminal law does not deal with P2P networks encouraged innovation can be excessive adjustment loan. In short, we need to standardize the development of P2P network credits the new so that they develop in accordance with the rule of law, and also its innovative play their active role in society.
Keywords/Search Tags:study on Internet financial, network P2P, lending, rules of criminal law
PDF Full Text Request
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