Research On Legal Issues Of Discounted Bills

With the rapid development of China’s bill market,bill discounting,as an important way of financing,more and more enterprises of all ages.According to the relevant laws and regulations stipulated in China’s bill.the discounted person of the bill discounted in China can only be the requirement of the financial institution,mainly the bank,which is the actual situation of the paper market under the historical conditions of the time,the main reason is In order to facilitate the management of China’s bill market.However,with the development of China’s economy,China’s enterprises,especially small and medium-sized enterprises,the problem of financing more and more serious,followed by the rise of folk bill discount market,that is,non-financial institutions between the bill discount behavior,from the current The legal sense of the point of view,this is a violation,but we should not use the lag of the law to suppress this market development trend.From the point of view,the relevant provisions of the bill discount because of our country’s legal system of bill discount is not perfect,there are a lot of controversy in the theoretical research and practical problems,this mainly displays in to define the legal nature of note discount,some discount behavior legal consequences,bank of compulsory standards,etc.This article through to our country bills discounting behavior typical case study,at the same time to find a large number of relevant materials,on the basis of the perfection of legal system,cancel the ban on private discount limit,set up different levels of discount in institutions and the development of electronic business bill discount,etc.,trying to against the problems existing in the current our country bills discounting behavior put forward their own views,in order to improve our discount system.