Research On The Legal Issues Of Risk Management Of Systemically Important Banks In China

Bank is the main force of Chinese financial market,since the reform and opening up,the bank branch system has become increasingly large,its status in the financial system is more and more important.The number of state-owned joint-stock commercial banks is small,but the total amount of assets and liabilities in Chinese banking system to occupy a clear advantage,its development is also related to the stability of the entire financial system.In response to impact of the global financial crisis,the international financial organizations have introduced a series of supplementary policies to strengthen the risk regulation of the system.It has stimulated the idea that Chinese supervisory authorities should strengthen the legal supervision of the bank risk.But now,there is no special law to the Systemically Important Banks.Based on the lack of the law,this paper focuses on the importance of bank risk management in China,and focuses on the importance of bank risk regulation in financial risk regulation.Through the relationship between organizational dimension,internal governance dimension,government intervention dimension and transaction relative dimension To study the of Chinese Systemically Important Banks' risk.At the same time,drawing on the Basel Committee,the Financial Stability Council and the relevant provisions of the United States,the United Kingdom and the EU,advocate the concept of shaping the scientific supervision,rationally define the importance of the system bank,ease the importance of the system within the bank contradictions,balance government and Systemically Important Banks' relationship and increase the protection of financial consumers,put forward the policy recommendations for the importance of banks in China,and provide the theoretical basis for the sustainable development of banks in China.This paper is divided into seven parts,the specific content is as follows:Introduction: The introduction part includes the question,the research summary,the research structure of the paper,the innovation of the paper and the shortcomings of the paper.Chapter 1 Systemically Important Banks Overview: The nature of the importance of the system is discussed primarily by introducing the Basel Committee and the domestic and foreign scholars on the definition of the the Systemically Important Banks,based on the core and systemic.By discussing the standard of bank evaluation of our system,the basic framework of the bank of system importance is clarified,and the theoretical basis for the special supervision of the system is discussed.Chapter 2 The Risk of Chinese Systemically Important Banks: This chapter mainly explores the risks of the Systemically Important Banks in China from the aspects of institutional contrast dimension,internal governance dimension,government intervention dimension and transaction relative dimension.Chapter 3 The necessity of researching on Chinese Systemically Important Banks' risk regulation: mainly from the economic point of view,the national strategy point of view and policy point of view to put forward the reason why Chinese Systemically Important Banks' risk regulation system need to improve,in the full text of the role played by.Chapter 4 extraterritorial Systemically Important Banks' risk supervision of the legal experience: through the analysis of the Basel Committee,the Financial Stability Council and the United States,Britain and the EU on the Systemically Important Banks' risk regulatory system,summed up the Chinese Systemically Important Banks' development Regulatory system to promote the sound operation of Chinese banking industry.Chapter 5 The study of legal path to the Chinese Systemically Important Banks' risk Managements: This chapter introduces the framework of how to construct the Chinese Systemically Important Banks' risk regulation,including the concept of scientific supervision,the Systemically Important Banks identification system,mitigate the conflicts of interest between the Systemically Important Banks and the internal;the effective handling of the legal relationship between government and the Systemically Important Banks,and improve the legal system of financial consumer protection and so on.Conclusion: The conclusion part of the summary of the full text on the basis of the inadequacies of the article to reflect on,and determine to establish the Chinese Systemically Important Banks' risk regulatory legal system for further study.