Research On The Legal System Of Market Access For Private Banks In China

In recent years,more and more private capital into China's financial industry,the discussion of private banks become more and more fierce.Whether" the development of private bank" and"how to develop private bank" has always been a concern of the large number of academics and entrepreneurs.Recent years,Chinese government issued a series of development of private banks policy,followed by the emergence of a number of pilot private banks.They once again be put spring tide of epoch.The banking industry has been in a state monopoly industry category,because it related to the development of the entire financial market and the country's economic lifeline.Therefore,the long-term development of private capital into the banks and private banks very cautious.At present,although the government to break the shackles of private banks,but that doesn't mean that the government completely not caring.Past experience of development tells us that too strict standards for the development of fully,while too loose requirements inevitably lead to excessive competition.In such a case,access to the private banks system is particularly important.This article analyzed the private banks history,current situation and problems,and learned the experience from Britain,American and our country Taiwan area.Researched on market access system of private banks in china,and put forward relevant proposals of development and perfection.This paper is divided into four parts:The first part,basic theoretical analysis of private banks market access.Defined the definition of private banks,particularity and relevant advantages and disadvantages,pointed out the conditions of the development of private banks,and from the basic concept of market access into the closely related to the private banks market access,for later on the basis of the rich.The second part,through the development of private banks in China to explore and pilot the development of private banks in our country current situation.Than analyzed the present stage of our private banks market access system problems and hidden dangers.Than,the status quo of China's private banks market access and the existing legal problems.The third part,foreign and Chinese Taiwan private banks market access system comparison and revelation.Through to the private banks in the United States,Britain and Taiwan access system comparison,summarized the successful experience of can be used for reference.The fourth part,the suggestions of perfecting our country's private banks market access legal system.And the suggestions of the institutional access,business access and senior management access put out a comprehensive designed market access system for private banks.Which is clear about the registered capital,subject qualification,governance structure and other market access conditions.