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Research On The Protection System Of Beneficiaries Of Consumer Trusts In China

Posted on:2019-06-03Degree:MasterType:Thesis
Country:ChinaCandidate:Z MiaoFull Text:PDF
GTID:2356330548955612Subject:legal
Abstract/Summary:PDF Full Text Request
By combing studies of consumer trust products in the market with the contract text,the author found that there are many reasons for consumption of the trust is not fully developed,including the complex operation,weak profit ability and low investors' accept degree,but the root cause is consumer trust beneficiary's rights and interests protection mechanism is not perfect,which leads to the trustor and the beneficiary for the recognition of consumer trust is not high.It is very urgent and necessary to make up the deficiency of the protection of the beneficiary's rights and interests with innovative thinking and scientific methods.This is the important background and main content of this research.This paper first elaborates the basic concepts and characteristics of consumer trust and consumer trust beneficiary,so as to have a comprehensive understanding of consumer trust.Chapter 3 began to seize the current main problems of the protection of the consumer trust beneficiary core issues,first of all,from the macro regulation,consumer trust points out that as an innovative financial products,consumer trust in the regulation with a lot of deficiencies,in the "three rules" a method does not specifically for the regulation of consumer trust,the trust legal research and practice on consumption can only be operated in the exploration stage.From the outside to the inside,the core of beneficiary's profitability,investment income and consumption rights are emphasized.Investment income is mainly the expected earnings of deposit refund and agreed trust companies to use their professional investment ability using the margin of the principal investment operation,investment risk,this is the basic rule of the market,if an investment loss,the client can't get investment income,and even the margin will be lost.Consumer rights and interests,the current distribution on the market of consumer trust products,general is the trustee(trust)active supplier selection,in which the trustor and the beneficiary's voice is relatively small.The choice of suppliers is directly related to the quality and after-sales service of consumer rights.Chapter 4 provides a specialized solution to the problem of chapter 3.First of all,the author puts forward some suggestions to improve the regulations and strengthen the disclosure of information.Secondly,the author further suggests that a trust plays a key role in a consumer trust product,the right and the obligation is equal,and the trust is the bond that connects the client to the supplier,and is responsible for the fact that the consumer trust product should initiate,establish and run the entire process.Finally,with the discussion on the quality control of the sales service and the risk of deposit refund,the trust company needs to select suppliers carefully and make strict criteria for selecting suppliers.At the same time,improve the ability of investment and research,establish margin supervision account,strengthen the credit enhancement measures in the design of trading structure,reduce investment risk and guarantee the quality of consumption.Above all,the author argues that through the above measures,can establish a perfect legal system of protection to protect consumer trust beneficiary in China,lay solid foundation theory and practice for development of consumer trust,and realize the healthy,orderly and rapid development.
Keywords/Search Tags:Consumer trust, Beneficial right of the trust, Beneficiary of the trust, Beneficiary's protection
PDF Full Text Request
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