Study On Risk And Prevention Of Chinese Internet Finance

In the context of China's economy into the new normal, the Internet has been raised to a strategic height. Premier Li Keqiang in the opening of the twelve National People's Congress on behalf of the government work report made clear, promote the healthy development of Internet banking, improve financial supervision and coordination mechanism, close monitoring of cross-border capital flows.Inernet banking was first referred to the height of the national level.This paper studies the overall development of the Internet in recent years, the development of Internet banking in China, in recent years, this paper presents a detailed information and data on the current Internet banking development in china. The emergence and development of Internet banking is also a development and supplement to the traditional financial theory. Then the analysis of the Internet banking business model, illustrates the characteristics of several major categories of Internet banking business model. Then it analyzes the development of Internet banking, the Internet banking originated in foreign countries, the current situation of Internet banking in China, the experience of foreign countries. In the development of Internet banking in full swing at the same time, there are various forms of risk, Internet banking is a new thing, but still has the characteristics of the Internet, the Internet has the characteristics of financial risk, not only has the characteristics of traditional financial risks also have their own new features. To avoid the risk, the healthy development of Internet banking has the inherent power. This paper puts forward the general direction of Internet banking risk prevention. The paper puts forward a clear, clear regulatory path based on the Internet.