Industrial And Commercial Bank Of China Operational Risk Management Research

Recently,with the globalization of financial operation,the development of financial innovation and information technology,finance operational risk in commercial banking has experienced a rising increase.For a long time,foreign banks have intensive research on market risks,credit risks and liquidity risks,and formed a very complete risk management theory and risk control mode,but they don't pay much more attention on operational risk.Until the Barings Bank event and the Resona Trust Banking event led to the bank's great losses,even bank collapses.These events made the global commercial banking and regulators find the importance of operational risk management.Since the effective and complete control of commercial banks operational risks is very difficult,even though the operational risk has became an unavoidable and important part in the process of commercial banking operations,and commercial banks operational risks have brought huge economic losses to global banking,no banks build a good operational risk management network to have operational risk under control.Therefore,Industrial and Commercial Bank of China has to face a new challenge about how to identify sufficiently,assess accurately,supervise persistently and control availably the operational risk.I introduce the research background,meaning,methods and the key contents of this thesis at first,then according to the different definitions of operational risk from the Basel Committee and other authority,I analyze the cause,the characters and the type of the operational risk,and the reason for changing,and introducing the three measurement methods of the operational risk refer to Basel II,thirdly I analyze the present situation of ICBC operational risk through the analysis of operational risk management framework,the principles of operational risk management and the measurement methods of operational risk.At last,I propose some counterplans according to the problems I illustrate before.