The Research On Problems And Countermeasures Of China's Fund Company Business About Enterprise Annuity Investment Management

According to caixin reported: by 2020,China's aging population will reach 243 million,accounting for about 18% of the population,pension payments suffer from high pressure.Enterprise annuity is enterprise complement endowment insurance,as the second pillar of the pension system in our country,since the second half of 2006 to carry out the marketization of investment operation,good momentum of development.Fund companies in China in particular,the development enterprise annuity pension investment management play an important role in the process,but there is no denying the fact that there is a big gap of annuity investment management between fund companies in China with the developed countries.In addition,other fund management institutions such as insurance company developed quickly to chase fund company.This paper will adopt qualitative and quantitative analysis methods of investment management in the enterprise annuity fund company,take e-fund company for example,show some problems in the study,including fund investment management level is uneven,the overall investment efficiency is low,portfolio category is less,and the principal risk income requirements can't match completely,fund company collection plan combined accounted for less than,limiting the overall number of alternative asset allocation in the return on investment,new investment tools,investment tools lack of degree of dispersion,the pension fund product level is not high,lack of innovative five aspects,developed countries and regions at home and abroad for reference,the fund management company management experience,put forward the corresponding countermeasures and Suggestions to solve these problems,better guide to carry out the enterprise annuity fund company's investment management business,make an annuity and the entry of basic pension and future development potential is enormous personal savings to better realize their value.