Study On Financing Guarantee Of Loudi Lekaikou In Dustrial Company

Small and medium-sized enterprises in China's national economy occupies a very important position, but also an important way to solve the problem of employment. But with the advent of the economic crisis, the development of small and medium-sized enterprises in trouble, loans to small and medium-sized enterprises is our country in recent years to restrict the main bottleneck of the development of small and medium-sized enterprises, no money, again good projects can't develop. And small and medium-sized enterprises widespread qualification, Messenger, defects such as lack of collateral, lenders do not wish to intention of loans to SMEs, SME financing is difficult to become world problems. So SMEs choose guarantee institutions for their own guarantees, guarantee agencies by providing guarantee, for loans to small and medium-sized enterprises to increase trust and small and medium enterprises from the lending institutions access to credit funds and lending institutions obtain operating efficiency, and reduce the cost of financing of medium and small businesses.Loudi lekaikou Industrial Co., Ltd. and Hunan Agricultural Credit Guarantee Co., Ltd. cooperation cases are chosen in this paper, first of all, a detailed analysis management situation of Loudi lekaikou Industrial Co., Ltd., and analysis Loudi lekaikou Industrial Co., Ltd. there is a financing dilemma, again on the company's financing guarantee behavior influencing factors were analyzed, including industry and enterprise competitiveness analysis, analysis of repayment and analysis of financial condition, then made a risk analysis of the financing guarantee scheme. Finally it concludes the SMEs financing guarantee to take measures against:including enterprise itself should do the hard, how to find the appropriate security company, strengthen and Bank of communication and cooperation, the government to increase support for efforts to improve the financing guarantee system etc.. By financing guarantee behaviors of Loudi lekaikou Industrial Co., Ltd. explore solutions to the financing problem of small and medium-sized enterprises, and puts forward thinking on how to improve the financing guarantee system for small and medium-sized enterprises.