Analysis And Countermeasures Of Rural Credit Cooperatives System Reform In Hunan Province

China's second selected for experiments in reform of Rural Credit Cooperatives to expand the pilot provinces in Hunan Province. How to play the function of Rural Credit Cooperatives, and supports and services the development of "agriculture, countryside and farmers", better service for SMEs in the industry and commerce, which requires Rural Credit Cooperatives to improve the construction of Rural Credit Cooperatives system, to continue to deepen the reform.The essay takes the six times reform of Rural Credit Cooperatives in Hunan Province as the breakthrough point, summed up the reform of the achievements, experience and deficiencies, affirmed the achievements and goals of Rural Credit Cooperatives serving "agriculture, countryside and farmers". At the same time, required the rectification on leadership management system and the reform efficiency. Through the analysis of the reform of the credit agencies in Hunan Province, Hunan Province Rural Credit Cooperatives reform is has practical significance, mode and achievements of reform were postpartum the effect more obvious, but still having the further reform and improve the space and necessity. Especially in the property right system, legal person structure, management system and so on. The Countermeasures for building Rural Commercial Bank, upholding and perfecting the corporate governance structure, clarifying the property rights system, strengthening the management and transformation of the management mechanism are proposed.