Research On Financial Risks And Countermeasures Of Mixed Operation Of Financial Industry Of China

With the deepening and development of economic globalization and financial integration,countries around the world,especially the developed countries represented by the United States and European countries,have gradually loosened restrictions on financial industry since 1990s.This makes the mixed operation mode of financial industry becoming an irresistible trend.Also,financial development and financial innovation are advanced.However,the organization form of the financial industry,the market structure and the regulatory mode are significantly changed by the mixed operation mode of financial industry.Thus,the financial risk is more complicated.Especially,the global financial crisis and economic recession in 2008 directed by subprime mortgage crisis put great challenges to the financial regulatory departmentIn recent,China has entered the new normal and crucial period of structural reforms.The financial sector of mixed management also has become an inevitable trend.Based on the former study of relative theory of financial mixed management and financial risk,this paper reviewed the domestic and overseas historical evolution of mixed management in financial industry and the domestic and overseas current practices of mixed management in financial industry.Furthermore,this paper summarized three specific risks:excessive monopoly risk,infection risk and systematic risk in the process of mixed management in financial industry in our country.Besides,this paper studied the special mechanism of the above three risks through a series of cases.In the end,this paper combined with the actual situation of our country and put forward a series of risk prevention countermeasures of mixed management in financial industry in our country.