Research On Disposal Of Non-Performing Assets Of Chinese Commercial Banks Under The New Normal

At present,China is faced with the “new normal” with a downturn of economic growth.In this economic environment,the number of non-performing assets of commercial banks soared,the disposal of non-performing assets has become an important topic of discussion in recent years.The theme of this article focusing on the economic new normal,expounds the reasons,non-performing assets of commercial banks in China have the main existing problems and disposal methods,combined with the experience of western developed country,the disposal of non-performing assets by a domestic bank in recent years the disposal of non-performing assets case analysis,proposed the present stage in our country the commercial bank non-performing assets to strengthen innovation in traditional methods based on a series of suggestions,comprehensive treatment,including further improve the risk prevention consciousness;strengthen the traditional collection efforts;modify the verification standard,accelerate the non-performing assets of the table speed;relax assets transferred shall range;actively expand the debt scale,improve the advantage to speed up the pace of asset securitization;make full use of Internet plus.