Hengfeng Bank Implemented A Research On The Linkage Model Of Investment And Loan

With the socialist market economic system gradually established, standardized and improved, all kinds of economic enterprises are growing by leaps and bounds. With flexibility and creativity, science and technology enterprises has been gradually enriched and improved the market economic structure, promoted science and technology, and increased jobs. Science and technology enterprises play an important role in adjusting the economic structure. In the European and American developed countries, Investment and Loan combination as a financial tool to achieve capital appreciation have been used more mature. We can learn from the pattern of Silicon valley bank.This paper is based on the realistic background of the conducting Investment and Loan combination and policy support. According to the successful experience of silicon valley bank, this paper analyzed the necessity of macro environment, science and technology enterprises' financing needs, and Evergrowing Bank's Investment and Loan combination's needs after studied the correlation theory. It designed the pattern of Evergrowing Bank's Investment and Loan combination. Finally, in order to ensure the Evergrowing Bank's Investment and Loan combination to develop smoothly, the paper came up with those ideas, such as opening cooperation platform, supporting talents, perfecting the risk control system, gaining profit creating value and government support. Not only promoting Evergrowing Bank's Investment and Loan combination, but also invigorating the development of science and technology enterprises. It can realize the Evergrowing Bank and science and technology enterprises to get the win-win situation.