Research On Trafficking And Industrial Structure In Inner Mongolia Credit Relations

Refer to the relevant literature in the process of discovery,Most scholars or carried from the relationship between financial development and economic growth,research,or in financial intermediation as the relationship between the viewpoint of Financial Intermediation and industrial structures,and for research and industrial structure of credit between financial sector is rarely.So in order to further study the relationship between financial field between credit and industrial structure,it is necessary to be as an independent research,understand the use of credit funds,development of the industrial structure,and both have exactly what intrinsic relevance,which is to develop sound financial strategies and optimization of the industrial structure is very important.Prior to study the specific relationship between credit and industrial structure,we first of two mechanisms in the theoretical aspects were studied in detail,using the following analytical methods and statistical description of the data chart on total credit Inner Mongolia the amount,the duration of credit conditions and credit industry structure are analyzed in detail,also by a similar method to the industrial structure in Inner Mongolia of primary industry,secondary industry and tertiary industry development were descriptive and statistical analysis.Under the premise of theoretical and practical analysis,this paper 1984--2013 Inner Mongolia Statistical Yearbook and related data of Inner Mongolia Bureau of explanatory variables namely: primary industry,secondary industry and tertiary industry and the ratio of GDP in Inner Mongolia,explanatory variables namely: the actual total amount of loans banks,deposit-loan ratio of banks,conducted unit root tests;and the index of all first-order single whole,based on the three major industries in Inner Mongolia and the size of credit and deposit ratio between cointegration test,test whether long-term stable equilibrium relationship between relevant indicators;Granger causality test,verify the existence of long-term stable equilibrium relationship between indicators of who is due,who is the fruit.The empirical results detected by the size of bank credit,deposit-loan ratio and three industrial output value of the following conclusions: First,the output value of the primary industry in Inner Mongolia's GDP proportion with the size of credit and loan ratio indicators show Cointegration,the size of credit and loan to deposit ratio of the first industrial output value accounted for GDP of Inner Mongolia,the proportion of positive correlation,that is the size of credit and deposit ratio increased,the first industry output also increased;secondly,the second industrial production output in Inner Mongolia gross proportion with the size of credit and loan ratio indicators presented cointegration relationship,however,the size of credit and the value of the secondary industry was negatively related to deposit ratio and the output value of the secondary industry was positively correlated,that is,the loan-deposit ratio adding a second increase boosting the industry output,and increase the size of credit is not to pull the second industry output growth.Third,because there is no credit scale factor by 10% significance level under the t-test,therefore,does not exist cointegration relationship Tertiary Industry and the size of credit and loan to deposit ratio.Thereafter,the variable cointegration Granger causality test carried out.Finally,the results of empirical analysis and credit,and industrial structure as reflected in the questions posed the corresponding countermeasures.The ultimate goal of this paper is to hope that the status quo in Inner credit and industrial structure,the existing problems,the empirical results of empirical test,put forward effective countermeasures,play a supportive role in promoting credit and better improve the industrial structure in Inner Mongolia.