Behavior Analysis Of Yunnan Farmers Responding To Agricultural Catastrophe Risks

Yunnan province is one of China's agricultural disasters suffered serious provinces,the frequency of occurrence of low temperature,freezing,drought,flood and other disasters is very high,the influence is very wide scope of the disaster caused by the disaster,is also a great extent,on the agricultural production of Yunnan Province caused incalculable losses.In recent years,the impact of natural disasters on crops has increased significantly,the economic losses caused by agriculture in the proportion of total agricultural output value also has a significant upward trend.Natural disasters have become a serious threat to the rural income in Yunnan Province,but also become a major factor affecting the sustainable development of agriculture and food security in Yunnan province.Therefore,how to deal with catastrophic risk more effectively becomes the core problem of the development of rural economy in Yunnan province.With the increase of natural disasters,farmers will respond to all kinds of catastrophe risk.Based on the availability of data survey,farmers' agricultural insurance behavior has always been the most important issue for farmers to deal with catastrophe risk management behavior.At present,the mechanism of agricultural catastrophe risk management in Yunnan province is still not perfect,the agricultural insurance subsidy system and disaster relief mainly rely on government subsidies,farmers self risk sharing mechanism is under threat of serious disasters,and ability to resist risks is insufficient;the main selection from farmers to cope with catastrophe risk behaviors were studied to improve the effective response agricultural catastrophe risk as the goal,to behavioral decision theory and prospect theory as the theoretical basis for farmers to cope with agricultural catastrophe risk measures analysis.At the same time,the farmers for the survey,using a questionnaire to obtain relevant data,construction of the household's behavior decision-making factors model by using the logistics model and the method of empirical analysis and summary to the agricultural insurance factors of farmers' willingness and effect,finally proposed that the promotion ofagricultural catastrophe risk management strategy suggestions.Research contents: Chapter one,introduction.This paper describes the background and significance of the research,reviews and summarizes the related concepts and the domestic and foreign research results of the behavior of the farmers.The second chapter describes the theoretical basis of farmers to cope with agricultural catastrophe risk,including behavioral decision theory and prospect theory,the disaster mechanism of agricultural catastrophe risk;the third chapter,analysis of agricultural catastrophe risk in recent years,the current development situation,including the Yunnan province agriculture insurance development status and trends,all kinds of natural disasters caused by the economic.The loss,indicating imminent agricultural catastrophe risk management.In the fourth chapter,according to the data of the questionnaire,and using logistics regression model to analyze the factors that affect the farmers' behavior.In the fifth chapter,based on the results obtained from the model,the paper puts forward effective policy recommendations from the perspective of farmers.The research conclusions are as follows:(1)due to natural disasters in Yunnan province are different and frequent,farmers cope with catastrophe risk strategy is not ideal,if there is no change in the current state,the loss of Yunnan catastrophe risk in agriculture will continue to increase.(2)farmers' choice of catastrophe risk is rational,the rational choice comes from the natural resources,natural environment conditions and the degree of risk perception.(3)way farmers get agricultural insurance information is relatively limited,mainly rely on traditional broadcast,neighborhood communication,newspapers,and risk management technology of insurance company,promotion of agricultural science and technology department is the main body of information service.(4)the household economic characteristics of farmers have more obvious influence on the risk management decision-making behavior than the individual characteristics,and the farmers' perception of insurance also has an impact on the farmers' risk management strategies.