Font Size: a A A

Internet Crowdfunding Model And Risk Management

Posted on:2018-03-30Degree:MasterType:Thesis
Country:ChinaCandidate:Z Y GuoFull Text:PDF
GTID:2359330515486547Subject:Finance
Abstract/Summary:PDF Full Text Request
In recent years,Internet crowdfunding has become a hot topic of domestic and foreign financial scholars,and it gradually came into the public with great favor.Since 2011 when Internet crowdfunding entered China,the platforms has experienced a period of fast speed,and there has been a number of excellent crowdfunding platforms and projects.These platforms learn from foreign operations and at the same time also refer to the specific situation of domestic financing,making it more efficient and convenient between borrowers and investors in asset allocation.Start-up enterprises raise funds through the Internet to seek development opportunities,and investors' idle funds can also be fully utilized.Internet crowdfunding breaks the traditional financing method and improves the efficiency of investment and financing,greatly contributing to the development of capital market.Through the study of the emergence of the Internet,the development situation,types,characteristics and patterns of the Internet,the article uses specific data on all aspects of the Internet to introduce the Internet crowdfunding.Then it uses specific cases on the debt-based and equity-based crowdfunding to discuss the type of risk and the reason for its existence.This paper also elaborates on the positive significance of the Internet to small and medium-sized start-up enterprises having difficulties raising funds.Because of the uncertainties in the development of small and medium-sized enterprises and its latent risk,they do not have the qualification to obtain bank loans.Through the crowdfunding platform,the small and medium enterprises with qualifications can be financed,providing a strong financial support,contributing the stability of the country's overall economy.At last,we propose preventive measures and regulatory suggestions for the development of the Internet crowdfunding.(1)Establishing a multi-sector coordination supervision system;(2)Strictly regulating the market access conditions;(3)Improving the information disclosing mechanism;(4)Improve the market exiting mechanism;(5)Strengthening the industry self-discipline.
Keywords/Search Tags:Internet crowdfunding, debt-based crowdfunding, equity-based crowdfunding, risk management
PDF Full Text Request
Related items