| After the correct path of reform and opening up,China’s economic level has indeed a greater degree of improvement,and the development of more stable,but this does not allow us to ignore the problem of poverty in china.The problem of poverty in China,policy agricultural insurance in our country can reduce the disaster degree affected farmers,can effectively support the burden of farmers in poor areas,has important significance for the improvement of farmers’ life.The agricultural insurance subsidy has played a very important role in our country’s poverty problem.The government has also introduced a lot of subsidy policies on the agricultural insurance subsidies What is the role of China’s policy oriented agricultural insurance subsidy policy on China’s poverty alleviation? From the point of view of farmers,farmers in poor areas of their own views on agricultural insurance and farmers sown area on the effectiveness of poverty alleviation? From the point of view of insurance management institutions,whether the rate of agricultural insurance will affect the effectiveness of policy oriented agricultural insurance subsidy policy?The cooperative anti poverty theory and welfare maximization based on the theory of agricultural insurance,agricultural insurance from the exploration for input and output,and the station to find out the index in the household,government,insurance companies,are the most effective form of index system,to provide new ideas for future research.This paper is an introduction,including the background,meaning,content,methods,as well as the innovation of the article and the need for improvement.In addition,a brief exposition of the research at home and abroad,based on these preparations,put forward the research point of view,will be used to analyze the methods and content.Then the concept is described briefly,and the relevant theories are explained,such as the theory of agricultural subsidies and the theory of poverty alleviation.Then put forward the construction idea,principles and contents of the evaluation index system of utility and welfare poverty alleviation,based on the theory of utility maximization,through the input and output index to evaluate and measure the efficiency of financial subsidies for agricultural insurance,and the establishment of the utility model of poverty alleviation.By the corresponding explanatory variables.Finally,the conclusion is drawn from the empirical analysis.The results showed that the amount of subsidies for agricultural insurance for poverty alleviation economic utility and cultural value had positive correlation.This shows that the implementation of subsidy policy of agricultural insurance development in poor areas is conducive to improve the income level of farmers,improve the poverty-stricken areas per capital schooling.The effect of agricultural insurance payment rate on them is not obvious.There is a negative correlation between agricultural insurance expenditure and poverty alleviation.Therefore,we should find out the most appropriate agricultural insurance subsidy policy. |