Case Study On Credit Securitization Of Small Credit Company

In this paper,the small loan company asset securitization as the research objec t,Chongqing Hanhua small loan company launched the "Galaxy Jinhui-Hanhua smal l loan asset support special plan 1" products as a case,the main analysis of the charact eristics of the project The advantages and disadvantages,summed up its successful ex perience,and the existing problems and risks were analyzed.Trying to improve the "s mall loan asset securitization" for the small loan company,and to provide some experi ence which can be borrowed from the financing difficulties of the small loan industr y in China.This paper focuses on the analysis of the necessity,feasibility and significanc e of Chongqing Hanhua small loan securitization financing,hoping to find a better an d feasible way to alleviate the financing difficulties of China's small loan industry.Th e small loan company put forward some experience revelation.The first part is the background of the problem,research significance,research id eas and framework of a brief exposition,focusing on asset securitization related theor etical basis and domestic and foreign research status systematically sorted and summa rized,for the follow-up study of this article Provide theoretical support and referenc e.The second part analyzes the current situation of asset securitization and the main o bstacles to the development of asset securitization in China's small loan companies,an d provides practical support for the follow-up analysis.The third part is about Chongq ing Hanhua small loan company and "Galaxy Jinhui-Hanhua small Loan assets to sup port the special plan on the 1st " to carry out a detailed introduction,including Chongq ing Hanhua small loan business,Hanhua small loan financing background,the specia l plan of the structural design and operational effects;the fourth part of the " Galaxy Ji nhui-Hanhua Small loan asset support special plan 1 " for specific analysis.This pape r analyzes the composition and characteristics of the basic assets of "Hanhua Specia l Plan No.1",summarizes the successful experience of "Hanhua Special Plan No.1",and analyzes the main problems of the product.The fifth part puts forward the sugg estion to improve the financing of asset securitization of small loan company in vie w of the existing problems in this case.