Small And Medium-sized Enterprise Of Our Country Financing D Ifficulties And Way Out

At present,medium-sized and small enterprises which have a rapid development has become the backbone of the nation's economy.It plays a critical role in the economic development of the country.With the progress of private enterprises rapidly and because of its own defects and external environmental factors,it always faced lots of troubles.such as:shortage of funds,poor efficiency,blind investment,the problem with poor management,especially financing difficulties.If you can't Increase the financing channels,the existing growth will be unsustainable,and the competition and development of the enterprise is difficult to achieve.In order to solve the financing difficulties,the government needs to draw lessons from foreign advanced experience,apply them to the development of small and medium-sized enterprises.set up small and medium enterprise credit guarantee system.In addition,medium-sized and small enterprises should overcome own defects.Choose the excellent talents.To strengthen the internal management mechanism,strengthen the enterprise information disclosure,empower enterprises to improve credit and loan,achieve financial institutions lending standards.To deliver on realize the enterprise's financing.In this paper,we take the Henan X commercial company for example to analysis of the SME in Henan Province.The forms and existing problems of today,combined with the particular case of SME financing for various reasons,and finally in a targeted manner to alleviate small corporate financing problem made various countermeasures and suggestions.This paper is divided into six parts,the first part is the introduction.Mainly introduced the selected topic background and significance of the study of small and medium-sized enterprise financing.Then analyze the brief research content and framework,writing groundwork for below;Section in the second part introduces the basic principle of small and medium-sized enterprise financing,describes the concept of small and medium-sized enterprise financing analysis,and then probes into small and medium-sized enterprise financing theory,and then introduces the financing of small and medium-sized enterprises;The third chapter describes today's small and medium-sized enterprise financing situation and its sources to analyze;The fourth part is case analysis,through the case description of X enterprise financing analysis,concluded some successful experiences and failure lessons,get inspired.The fifth part puts forward the countermeasures and Suggestions in financing smes.From the perspective of three points out the treatment methods and channels of financing for smes,hoping to dredge the bottleneck of financing difficulties of small and medium-sized enterprises,financing channel flow;The last part is the conclusion of this article,again pointed out in this paper,and summarized the main points.