A Study On Government Regulation Of Internet Financial Risks In Heilongjiang Province

With the rapid arrival of Internet era,the Internet financial enterprises of China is booming.Internet financial enterprise is the innovation of traditional financial industry,the financial industry,change the original ecological environment.At the same time,the Internet financial highlight a number of problems in the process of innovation,this is a challenge to traditional financial industry,is also to include the banking,securities,insurance and other traditional financial sector,the balance of the earliest Po or now of P2P,and then to raise funds or large data,recently,the rise of the Internet,the development of financial explosive has affected our economic life.Internet financial risk once appear,but also is more complex than traditional financial risks.According to network home loan data problem platform in China,a total of 3429 in December 2016,the new problem platform the growth rate of 58.35%.This reflects the seriousness of the Internet financial risks.Regulation strategy of our country financial risks of the Internet is far behind the development of the Internet financial speed,resulting in the development process of Internet financial there are many potential problems,set a dangerous precedent for the rapid development of it,if not properly control and prevent the occurrence of Internet financial risks,not only affect the orderly development of China's financial industry,and even affect the economic order of the international market.Rely on the Internet in heilongjiang province of financial risk prevention and supervision as the main line,applying the theory of management,finance analysis,this paper studies the connotation of Internet financial risks,the characteristics of the Internet financial risk,the causes of the financial risk of each Internet,how the government to regulate financial risk of the Internet and other issues.By foreign government financial risk supervision of the Internet experience for reference,the heilongjiang provincial government are put forword countermeasures in Internet financial risk regulation.The article research results will provide the Internet government regulation of financial risk in heilongjiang province to provide theoretical basis and useful reference.