Study On Compliance Management Optimization Of Anti-Money Laundering Of YC Bank

Money laundering means wash money white.With the development of economy,now the money laundering refers to the extension of meaning,in already know is generally refers to money laundering crime,and through the crime income and the income also disguise and hide crime and its income through various m ethods to the source and nature of the crim e.9.11 events,make money laundering extensional ex tend to terrorist financing behavior(i.e.,terrorist financing).As the world economic integration,speed up the pace of informatization,financial internationalization,money laundering the harm to society is becom ing more and more significant.It disturbs the developm ent of a country's economic and financial security,orderly,a threat to the reputat ion of the financial institutio ns,the foundation for the steady and safe operations of f inancial institutions also destroyed,t hus seriously affect the normal development of the society as a whole.Financ ial institutions as a hub of total social capital circulation,used by more and m ore money laundering,commercial Banks in financial institutions subject position,therefore,commercial Banks play a main role in the anti-money laundering work.In recent year s,the anti-money laundering compliance management in the prevention and control money laundering risk plays a guiding role,gradually becom e the world banking industry recognition and applicat ion.Commercial Banks will be anti-money laundering internal control system construction,the early preventi on and control money laundering transactions,improve their work ability to resist the risk of money laundering as the focus of anti-money laundering compliance management work.Commercial Banks will be anti-money laundering intern al control system construction,the early prevention and control money laundering transactions,improve their work ability to resist the risk of money laundering as the focus of anti-m oney laundering compliance management work.The domestic banking sector anti-money laundering work started after the reform and opening up,common late,in view o f the actual situation of domestic economy and the developm ent of commercial Banks,commercial Banks in China is in ur gent need to study and solve the following problems:(1)the construction conf orm to the characteris tics of anti-m oney laundering internal control culture of com pliance.(2)establish and improve the commercial bank effective anti-money laundering com pliance management system.(3)through draw lessons from foreign advanced experience of anti-money laundering and construction monitoring technology and perfect accord with the character istics of domestic commercial Banks own anti-money laundering management system.The YC bank studied in this paper is loca ted in serv ing the community,sm all and medium-sized enterprises,and the Agriculture,rural areas and farmers,which is committed to China's economic transformation of the m ost dynamic customer group provides services in China's leading large retail commercial bank.This paper will focus on analysis and study of YC bank anti-money laundering compliance management present situation,points out its existing problems,and analysis the reason,and from the or ganization and staf fing,anti-money laundering system,monitoring mechanism,the incentive constraints mechanism,internal control compliance culture of anti-money laundering compliance management work put forward countermeasures for optimization,and aims to continuously improve the level of YC bank anti-m oney laundering com pliance management,in order to help its long-term stable development.