Minimum Solvency Insurance Company Under Rule C-ROSS

Insurance is closely related to people's everyday life.Insurance industry in our country has been increasing in recent years.Minimal capital requirements of solvency,considered the core of the insurance industry management system,have direct impact on the insurance company's risk prevention ability,daily management behavior and capital efficiency.Since 2012 our country has started the "solvency risk guide system in China"(CROSS,here in after referred to as "of the second generation")construction work.In February 2015,the China insurance regulatory commission(CIRC)issued formal rules of the insurance company solvency supervision regulations),(1-17,at the same time requested each file issued by the insurance company,according to their generation and second generation rules parallel implementation.In 2016,the rules of second generation was put into formal implementation,showing that the insurance industry's solvency regulatory and company solvency management entered a new stage.Solvency is the lifeline for insurance company and does a good job in solvency management during the new period.This thesis mainly introduces the solvency-related research and explores the development course of solvency regulation in our country,the historical experience of data calculation of China's property insurance company and the second generation of the life insurance compensation with quantifiable risks in empirical research,with their generation data comparative analysis,exploring the sound of the second generation of solvency management system during the period of the focus of the matters needing attention.Which summarized the theoretical knowledge about solvency,the main way of supervision of foreign non life insurance solvency regulation and China's solvency management growth way,summarize and explore the basic status of China's property insurance company.