Study On The Strategy Of Maintaining And Increasing The Value Of Basic Pension Insurance Fund In J Province

Basic pension insurance fund has always been recognized as people's "survival money".The most important thing for it is security,so its investment regulations are far stricter,with it permitted to directly invest only in bank deposits or government bonds by the policy of our c entral government for a long time.With China's economic development entering a new normal,the challenge of population aging becomes increasingly grim,basic pensions insurance fund faces enormous pressure to pay,it's getting harder to withstand inflatio n risks by the traditional and single method of investing only in bank deposits or government bonds,let alone to maintain and increase the value,which has a serious effect on the development of basic pension insurance.Fortunately,a series of measures have been adopted by our country to maintain and increase the value,such as relaxing restrictions on investment regulations,issuing specific policies,encouraging the adoption of multiple,market and professional investment.Under such background,this article takes the J Province as the research object,by analyzing the operation of the basic pension insurance fund in J Province,shows the existing problem of narrow investment channels,the empty individual account and imperfect management system,etc.lists the advanced experience in pension fund investment of the United States,Canada,Singapore,Chile and National Council of social security funds,finally,investment strategies which to maintain and increase the value of basic pension insurance fund are provided for J Province.