The Evolution,Problems And Improvement Measures Of Chinese Housing Security System

Since the reform and opening up in 1978,China has gradually explored the reform of the housing market.In 1998,the reform has taken a substantial step,completely ending the system of housing benefits.The supply of housing is mainly provided by the market,but the price is Rising,many towns appeared residents cannot afford the phenomenon of housing.So that the government is aware of the need to establish and optimize the housing security system to better solve the housing problems of low-income groups,which is the research background and significance of this paper.Using the principal component analysis method to verify the level of the national economic development level,the living standard of the urban residents and the urban housing market environment important economic indicators to the housing security system development factor to verify the size of the impact of these housing security system is an important factor affecting the development,The optimization of these economic indicators is conducive to the development of housing security system.Through the evolution of China's housing security system and the status quo to sort out and found that China's housing security system there are still many problems.Construction,the protection of housing construction funds provided by the government alone,has been unable to meet the needs of a large number of affordable housing construction,how to better build a social investment and financing platform for affordable housing construction is one of the problems;In addition,the national security Housing construction arrangements for the number of affordable housing and the state special funds are not reasonably allocated,showing some areas of affordable housing shortage,some areas of affordable housing surplus situation.Distribution,the scope of affordable housing security is still too small,with the rise in commercial housing prices,especially housing prices,income ratio to further increase the need to expand the scope of housing security;In addition,affordable housing in the form of physical distribution is far from realistic Housing security needs,need to explore a variety of forms of distribution.Management,the security of housing access,operation and exit mechanism is not perfect,did not do to ensure that the security of the object of the audit mechanism is still flawed;In addition,the protection of housing management is also imperfect Happening.In this paper,Zhengzhou City housing security system for the case analysis,Zhengzhou set up a state-owned public housing company responsible for the management of affordable housing in Zhengzhou City,Zhengzhou City housing security operation more efficient,it is worth learning from other cities;To ensure the supply and demand analysis of Zhengzhou City,there is a serious shortage of housing security supply situation,cannot meet the residents of the housing security needs,need to increase the supply of housing security.Through the establishment of the housing security system of the United States,the United Kingdom and Singapore,the establishment and evolution of the earlier housing security system of the country,and the experience and lessons learned.China's housing security system can learn from Zhengzhou and foreign good experience,and learn from their housing security system in the course of the operation of the lessons,so that the system is optimized.Based on the above discussion,China's housing security system needs to be optimized.First of all,in the construction of affordable housing,it is necessary to broaden the construction of financing channels,the introduction of social capital to participate in the construction of affordable housing to reduce the government financial pressure to ensure a larger scale of affordable housing construction;To rationally plan the construction of affordable housing layout,so that due to the city and the construction of affordable housing,to avoid the demand for affordable housing in the area of excess supply situation.Secondly,in the allocation of affordable housing,the middle-income families in the town should also be included in the scope of housing security to enjoy the scope of housing security distribution from the simple supply of goods to the monetary subsidies gradually,and explore a variety of forms Housing subsidies;Finally,in the management of affordable housing,affordable housing access,operation and exit to be determined by legal form,the establishment of dynamic audit mechanism for residents who do not meet the housing security conditions are not allowed to accept,is accepted Housing security residents with the increase in income is no longer meet the housing security conditions to enjoy the residents to withdraw from the enjoyment of housing security;the same time,improve the management of housing security,to minimize the arrears of affordable housing rent,to achieve a virtuous cycle of investment funds.