Research On Risk Management Of Enterprise Annuity Investment In Hohhot Railway Bureau

The implementation of pension system in our country is actually a derivative and supplement to the endowment insurance,which is essentially a supplementary pension insurance system.In the context of developing countries,rely on the endowment insurance pillar difficult to cope with the increasingly serious aging trend,this is also very difficult,the establishment of enterprise annuity system,into the investment market has practical significance.However,the enterprise annuity system in China started late,the capital market is not developed,so the risks and opportunities coexist,and the risk of enterprise annuity mainly comes from the investment tool itself and management perspective.In accordance with China's current "Trial Measures for enterprise annuity" and "Enterprise annuity fund management measures" provisions,the management of enterprise annuity in China using trust model that allows you to select or external annuity Council commissioned the trustee as corporate governance model.In 2009,according to the requirements of the Ministry of railways,the railway bureau to establish a corporate pension system and the board of directors of the internal management model.Enterprise annuity board of trustees,to assume the trust of the trustee,the beneficiary must ensure the safety of the enterprise annuity fund,the value added responsibility and performance of the duties entrusted to the management.Therefore,to effectively identify,prevent and solve investment risks in the operation process of enterprise annuity fund to ensure the safety of the enterprise annuity fund,is one of the most important issues for facing the railway system performance of the Pension Board of directors fiduciary duty.Management process,is the enterprise annuity Council to do the most important work.The second pillar of old-age insurance of enterprise annuity is a railway workers,especially the economic development of Inner Mongolia,Hohhot Railway Bureau enterprise annuity is an effective supplementary pensions for retired workers,this paper on the basis of enterprise investment risk control,trying to find out the reasons,risk control management of enterprise annuity in Hohhot Railway Bureau,and perfect enterprise annuity investment risk control mechanism through theoretical analysis.One is to improve the technology portfolio from the perspective of enterprise pension fund investment risk control tools;the two is choose a reasonable supervision mode from the enterprise annuity investment management risk control angle;third is to perfect the compensation mechanism of enterprise annuity from the perspective of the development trend of the enterprise annuity;four is from the point of view of human resource allocation of the enterprise annuity using new technology and personnel training;Fifth is from the angle of the development of information of enterprise annuity establishment of enterprise annuities information platform.