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Research On Operational Risk Control Of ER Financing Guarantee Company

Posted on:2018-09-13Degree:MasterType:Thesis
Country:ChinaCandidate:Y M LiuFull Text:PDF
GTID:2359330518985185Subject:Financial Management
Abstract/Summary:PDF Full Text Request
A guarantee company is such an organization that provides guarantees for corporate fi nancing,aiming to solve the financing difficulties for enterprises.For better development,a guarantee company is required to have excellent ability in risks control and disperation.At present,in our country,one garantee business can charge a fee of 2% on average and has to pay at least 50% of the total loan amount once risks occur.There are many reasons that lea d to such a result,with the main one being the absense of experiences in identifing risks,ri sks control measures as well as risks exit channels,which will probably increase compensa tory possibilities.Specific to the risks that a guarantee company may face,this paper takes ER,the only government-based financing guarantee organization as research object,by ana lyzing its various risks in daily business,trying to proposing effective risks control measur es and setting up an effective risk prevention mechanism to improve the ability in risks con trol,which will help the guarantee business better develop.By studying on this object,it wi ll come to a responsive conclusion,which will play an important role of reference in the sa fe operation and sustainable development of the guarantee industry.In practices,there are still many problems in policy-oriented guarantee which only ha s a short period of experince and is lack of a unified and mature supervising system.In ma ny places,too much administrative intervention still exists,as well as lack of a sound inner risk control system,an outer constrained system and talents in this area.The innovation of t his paper is that it studies on the operation risks control of policy-oriented guarantee organi zations,featuring a combination of locality,administration and policy-controlled,from mic ro and macro perspective,by means of studying the outer risks supervising system and inn er control system,so as to form a solid and effective system in preventing the risks of polic y-oriented guarantee organizations,which will in turn play a positive role in guiding practice.
Keywords/Search Tags:financing guarantee, policy-based guarantee, business risk, risk control
PDF Full Text Request
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