Lanzhou Spark Machine Tool Co.LTD Marketing Strategy Research

Rural credit cooperatives plays an important role in the development of rural society and economy.However,for a long time,many factors that affect China's rural credit cooperatives Management System,operation mechanism and internal control management,has accumulated a considerable degree of credit risk,as the high rate of non-performing assets,bad debts,serious loss of risk concentration,there are many potential risks,making many of the original rural credit cooperatives operation and development goals can not be achieved.Therefore,the research on credit risk management of rural credit cooperatives is particularly important.Hutubi County under the Changji Hui Autonomous Prefecture,located in the north central part of the Xinjiang Uygur Autonomous Region.In Hutubi County Rural Credit Cooperatives(hereinafter referred to as Hutubi credit cooperatives)analysis as the representative of the majority of the rural credit cooperatives credit risk management mode and idea is simple qualitative judgment and experience.With the rapid market changes and new management requirements,methods and means of rural credit cooperatives have to credit risk management research and innovation,to strengthen their ability to resist risks.This paper researches on the credit risk management of the Hutubi County Rural Credit Cooperatives.First of all,this paper introduces to the research background,significance,research content and methods,and reviews the relevant theories of credit risk management and literature review at home and abroad.On this basis,it analyzes the basic situation and the status quo of credit risk management of Hutubi County Rural Credit cooperatives.Secondly,it identifies the risk of Hutubi County Rural credit cooperatives using the decomposition analysis method,and structures the evaluation index system of Hutubi County Rural credit cooperatives credit risk according to the risk identification.Then it evaluates the risks identified using AHP principle with the survey results.Finally,it establishes the credit risk control model of the Hutubi County Rural credit cooperatives,and according to the evaluation results,it puts forward the risk control scheme and specific credit risk prevention measures.The following conclusions are obtained in the course of the study:(1)The borrower's repayment ability and repayment is the main intention to examine for credit risk control in rural credit cooperatives;(2)Although the operational risk weights is not big,but the score is very low,the credit risk control should not be ignored;(3)In this paper it establishes the credit risk control model,and proposes the risk control scheme and preventive measures for the Hutubi County Rural Credit Cooperatives.I hope this dissertation research plays a positive role on the development of Hutubi County Rural Credit Cooperatives and related financial enterprises.