Research For Planning And Reconstruct Of Internet Finance Of Spdb

In the era of general application of big data,Subtly Combining internet and traditional financial,creating Internet financial.With the rapid development of science and technology,the Internet financial unknowingly has come into people's vision,profoundly affects every aspect of human daily life.The trend of the development of the Internet financial sweeping,such as buying and selling products through Taobao,paying electricity bills via Pay Pal,transferring money through We Chat Lucky Money,P2 P network,online financial management,and etc.Internet finance has a positive impact on the development and changes in the traditional sense of the banks.Although the development of Internet financial is fierce,there are still problems led to a series of problems in the advancing process of Internet financial,for example,incomplete payment system,Information fraud and so on.on this occasion,We need to review Internet financial,re-factoring Internet financial risk control system,and this is very important.On August 28,1992,Shanghai Pudong Development Bank Co.,Ltd.is approved the establishment by the People's Bank of China,and in 1999 it listed in Shanghai Stock Exchange(stock symbol: 600000).In recent years,SPDB is accelerating international,integrated,group business development,and it proposed development strategy of Internet finance in 2015—to create a platform?three service customer base?to build three service models?to form three industrial Features.In early 2016,SPDB launched "spdb +" —online internet financial services platform,and merged into the Internet financial tide.In this paper,the author firstly reviewed the general situation of internet finance of SPDB,he combines traditional financial work experience at the same time deeply,and analysis the development of the Internet financial,further analysis and research on the internal and external development and its operational characteristics of SPDB Internet finance,combined with the actual case to analysis the problem of SPDB in the Internet financial business development process—wind control way ? immature Internet financial environment ? internal and external regulatory framework does not match thestrategic and so is not enough.To solve these problems,the authors proposed the planning and design of SPDB Internet finance,based on this,the author proposed "intelligent" and "asset securitization" building for Internet finance,to provide reasonable recommendations for the financial development of the Internet of SPDB.