A Report On The Rural Digital Inclusive Finance In Qinglong County, Hebei Province

In recent years,with the application of digital technology in the financial field and the deepening of the rural supplying reforms,financial services and financial products have been deeply embedded in people's daily lives,which have stimulated and promoted the development of rural digital inclusive finance.The concept of “digital inclusive finance”,encourages countries to formulate national action plans according to their specific conditions so as to make digital technologies fulfillthe tremendous benefits in financial services.“Digital inclusive finance” was first put forward in the G20 summit in 2016,which had passesthe Premiun Principles for the Digital Inclusive Finance of the G20.Qinglong County,as the key county for the national poverty alleviation and development work,actively respondsthe states appeal and successively introduces a series of policies to advocate the development of rural digital inclusive finance and support financial poverty alleviation.Under this circumstances,the development of digital inclusive finance in Qinglong County has ushered in a good opportunity.In order to have a deeper understanding of the development of digital inclusive finance in Qinglong County,Hebei Province,the author has distributed investigation questionnaires and interviewedthe town's residentsand village households,such as,Zushan Town,Anziling Township,Longwangmiao Township and Gangou Township.Based on thefield research,the author has obtained the primary data.In addition,the author has collected and summarized the survey datasby survey questionnaires,analyzed the results of statistical datas in depth,and madea report on the development of the rural digital inclusive financial in Qinglong County,Hebei Province,hoping to provide some theoretical foundations and practical guidance for the development of rural digital inclusive finance in Qinglong County.Through this research,the author has learned about the current development situation of the rural digital inclusive finance in Qinglong County.It is clear that the development of rural digital inclusive finance in Qinglong County has ushered in some good opportunities,but some problems appear as well.For example,the infrastructure which supportsthe financial development is incomplete;.the use of inclusive financial products is insufficient;theknowledge in finance of rural residents is lacking;the level of Information Technology is deficient,etc.Based on the practical experiences of the development of digital inclusive finance in rural areas,i.e.Areasbiometric Identification Technology in India,and Ant Financial Services Poverty Alleviation Insurance Project,etc.,the author has proposedsome practical suggestions and measures to Qinglong County that we should improvethe infrastructure that supports the development of inclusive finance,promote greater use of digital inclusive financial products,boost the education and training of rural residents in finance and so on.