Research On Counter Operational Risk Management Of S Bank

For a long time,the risk management of domestic commercial banks mainly focuses on credit risk management.However,with the reform of the domestic banking industry and the deepening of the idea of mixed operation,the banks are facing more and more risks,not just credit risks,such as operational risks.International and domestic banking operational risk events frequently bringing huge losses to commercial banks.It is a very important and urgent task for China's banking industry in the process of economic transformation and accelerating the reform of China's banking industry.Banking institutions become increasingly large,products become increasingly diversified and complicated,the banking industry is highly dependent on the IT technology as the representative of the computer,the outsourcing trend is popular,makes some operational risk easily lead to extremely serious consequences,which is one of the direct cause of bank attaches great importance to operational risk.Since the Xinhua News Agency reported on the title of "95 million of 42 depositors lost deposits,bank deposit frequently missing" in January 15,2015,the bank security formally rode a wave in China,the report also made the bank security undergo a period of frequent widespread social concern.It also sounded the alarm of the banks and the financial field.The effectiveness of the counter operational risk management is a major of immediate and far-reaching significance.Research on operational risk management of banking has become an important issue faced by commercial banks.This paper outlines the definition,characteristics,identification and control and other aspects of the operational risk and counter operation of commercial bank pointed out that the significance of strengthening commercial bank counter operational risk management,combines with the introduction of S bank and the existing counter operational risk discussion and research,analyzes the reason of S bank's counter operational risk.On this basis,put forward a series of measures to improve the counter operational risk management of S bank,provides a strong theoretical support and practical experience for the counter operational risk management of S bank,which is conducive to the development of S bank in the counter operational risk management.It also provide theoretical support and practical experience for the research on the counter operational risk management of commercial banks in China.