Research On Operational Modes Innovation Of Supply Chain Finance On Bank Products Under Internet+ Environment

Supply chain finance,as an important financing channel for small and medium-sized enterprises in China,has an important blood supply role for trade enterprises.In the traditional business development,the state-owned commercial banks will focus more on the logistics finance based on the core enterprises,and can not effectively provide the most powerful support for small and medium-sized enterprises.However,with the emergence and rapid development of Internet banking,the traditional financial institutions are facing unprecedented impact,and it is urgent to innovate.Under this background,China's supply chain finance is experienced from the logistics finance to evolution of supply chain finance,especially the "Internet plus" under the environment of supply chain finance business model to make up for the shortcomings of the logistics financial model,provides a new low-cost financing channels for China's many small faces micro enterprises serious financing difficulties,to an important role of promoting the benign cycle of economic development of our country's.This thesis discusses the innovation of operation mode of supply chain finance banking products Internet plus "environment,how to analysis the main financial institutions through the Internet information resource integration,for our country to solve the financing difficulties of SMEs,banks and enterprises in order to achieve win-win.First of all,the thesis introduces the background and significance of the research,summarizes the research status of supply chain finance at home and abroad,and summarizes the development process and related theories of supply chain finance.Secondly,from the bank's point of view,this thesis analyzes the traditional supply chain finance business model,and analyzes the existing problems of these financial products.Further,to explore the feasibility of the supply chain finance business innovation in the " Internet plus " environment,and gives the framework and process of constructing the operating mode;for our country small and medium-sized enterprise financing channels,given a specific Internet plus supply chain finance " implementation mode and risk control analysis.Finally,with an example,to analyze the supply chain finance business innovation process and its application "Internet plus" and the implementation effect.This thesis will study the implementation has great significance in the development of Internet plus environment for further innovation in financial institutions or enterprises of supply chain finance in china.