Based On The Internet Financial Perspective The Development Of Inclusive Finance In China

In recent years,with the steady development of China's economy and the deepening of financial reform,in order to allow more class groups to fully enjoy the fruits of economic development and meet the needs of financial services,the state proposed the development of Inclusive Finance and write it in the report of the government from the economic strategic level.But because of the inclusive financial input costs,single family income low,causes high potential risk to the traditional financial institutions,there are obvious deficiencies in promoting its development.At present,Small and micro businesses,low income groups and the "three rural" are not at a low cost equal access to financial services,inclusive financial development in China is not optimistic,inclusive financial system needs to be further improved.The change and progress of information technology,has changed people's life and financial situation,provide technical support for the development of Internet banking.The Internet banking with its "openness,equality,cooperation,sharing the spirit at the same time,it has wide coverage,low cost,the advantages of symmetric information,effective thefairly traditional financial institutions in promoting the development of Inclusive Finance,provides a new idea for the development of Inclusive Finance.But the Internet finance itself has a higher risk such as,regulatory risk,technical risk,operational risk and so on.How to regulate and guide the development of Internet banking operations,to promote financial inclusion,has a significance for practical research.Through the research of domestic and international literature review and research status,put forward to promote the development of Inclusive Finance Perspective.Then based on the idea of Internet financial reference overview of Inclusive Finance and Internet banking,characteristics of our inclusive financial and Internet financial development present situation,the limitation of the system are analyzed in the third part.The feasibility analysis of the Internet financial boost inclusive financial development from the theoretical level and practical level,demonstrates the Internet Finance and promote the development of Inclusive Finance role.Finally,by referring to foreign experience in the development of Inclusive Finance,improve the institutional,market construction and the concept of change in three aspects The development of the Internet Financial inclusive financial policy recommendations...