The Current Situation,Problems And Countermeasures Of Liquidity Risk Management Of A Bank

Commercial bank funds management is one of the important contents of bank management.In fund management,the liquidity,security and profitability of funds are three elements.The liquidity of funds is the basis of the other two elements.The decision of the bank's capital operation efficiency,determines the bank's profitability and profitability,so the management of bank liquidity is very important.As the banking business by the macroeconomic factors,if there is a big market economy,the financial sector will be the formation of financial liquidity crisis,although the current financial crisis in China's performance of the crisis is not obvious,but this With the free market economy in China started late,the banking industry to participate in the free market economic environment in the development period is not long,but the long term,the liquidity crisis is the bank had to think and face the problem,especially in recent years With the deepening of financial market reform,the rise of Internet finance and all kinds of third-party financial management,China's financial sector more and more intense competition,commercial banks are facing a severe environment and many threats,banks It is imperative to establish a set of scientific and scientific management mechanism for liquidity risk.This paper chooses A Bank as a goal to study the main problems that banks need to face in terms of liquidity risk management.In the beginning,the theory and literature on the management of liquidity risk management in the international theory are summarized and introduced.The research on the representative view of liquidity risk management is carried out,and then the commercial banks are analyzed.Risk management work and the role;and combined with the target banks in the liquidity risk management aspects of the practical work carried out the study;as one of the mainstream domestic commercial banks,A bank problems in the commercial banks are also representative,and finally This paper puts forward the countermeasures.