Research On Rural Microfinance Development Path In Bayannaoer City,Inner Mongolia

In 2015,the "central 1 document" pointed out that "China should be strong and agriculture must be strong;China wants beauty,the countryside must be beautiful;China needs to be rich,farmers must be rich,and the party and government will focus on the development of rural economy and the improvement of the living standards of farmers as the focus of the 13 th five-year economic plan.As a top priority of the party's work,solving the problems of agriculture,rural areas and rural areas,improving the dual economic structure of urban and rural areas and promoting farmers' income,we need to accelerate the construction of a rural financial system that is compatible with the characteristics of agriculture,rural areas and farmers.Therefore,rural microfinance business has become an important way to construct rural financial system and serve farmers.In this paper,the research object is the path study of rural microcredit in bayannur,and the research and data data of bayannur's microcredit are analyzed and analyzed.Firstly,it analyzes the development environment of the rural microfinance business,including macro market environment analysis and competitive market analysis.China's economy has entered the era of deflation,but as we enter the new normal of development,the accelerated reform of the economic system has brought greater vitality to the development of rural microfinance business.The rural microfinance business presents a growing trend,but also faces problems such as inadequate supply and unstandardized development.Secondly,a simple introduction bayinnaoer rural microfinance,varying from business requirements,business scale,business structure and business assets quality bayinnaoer are introduced in detail,the development of rural microfinance.Thirdly,through the above analysis,the paper summarizes the problems of source channel,unreasonable business system and three aspects of business risk in the development of micro-credit business in rural areas.Finally,aiming at the problem of bayinnaoer rural microfinance,this paper broaden the existing channels of funding sources,improve the business system,strengthening the business risk control three aspects put forward the corresponding Suggestions and countermeasures,and to explore the development path by the way to solve the problem.Rural microcredit is an important financial way of combining policy,welfare and commercial.It is an important means for low-income people in rural areas to improve their lives.This paper bayinnaoer rural microfinance,aimed at the existing problems,puts forward the corresponding countermeasure,to study its development path,the rural financial reform and service related to agriculture,rural areas and farmers have certain practical significance.