Research On Financing Problems Of Hunan Liuyanghe Bamboo And Wood Co.,Ltd.

Family business is an important part of China's economic development,but according to a large number of survey data show that in recent years,most of the family business in the development process encountered a capital bottleneck,the financing problem to a large extent hindered the development of family business.How to solve the financing problem is the most important problem that most family enterprises should solve at present,and it is also the research focus of many related scholars.This paper starts with the actual problems of the author's unit,Hunan Liuyang River Bamboo and Wood Co.,Ltd.,analyzes the current situation of financing difficulties of small and medium-sized family enterprises and its causes,and puts forward the countermeasures to expand the financing channels of family enterprises in China Suggest.In this paper,the comparative analyzed the business financing situation and the existing problems of Hunan Liuyang River Bamboo and Wood Co.,Ltd.The sources of its funding mainly from internal financing,only a small part of the loans from financial institutions and private lending.This paper makes a comparative analysis on the financing situation of the family business and the state-owned enterprise from the aspects of government fund support,financial institution loan,enterprise retention,capital market financing and foreign capital.Summarizes the problems existing in the financing of family business in our country,and analyzes the reasons that cause the financing of family business in our country.This paper analyzes the reasons for the formation of the financing of the family business from the aspects of theoretical analysis,the individual factors of the family business,the indirect financing mechanism of the financial institutions,the narrow financing channel of the capital market and the social service system.On the basis of fully analyzing the causes of the financing problems of the family business in our country,we should put forward the scientific countermeasures and suggestions on expanding the financing channels of the family enterprises in our country.Specifically include the following:First,strengthen the family business's own credit.Efforts to enhance the credit concept,improve the corporate governance structure and improve the management level,through the joint enhanced strength.Second,increase the pace of financial reform and innovation to develop private financial institutions.Including the speeding up the reform of state-owned banks,the liberalization of interest rates,the collection of transaction fees,the creation of new financial varieties to meet the needs of family businesses,the establishment of deposit security system,the development of private financial institutions.Once again,expand direct financing channels,the establishment of multi-level capital market,to encourage family companies to issue bonds.And finally improve the promotion of family business development of social service system.Such as the establishment and improvement of the financial business system for the family business and credit guarantee system;adjust and formulate the financial and financial policies conducive to the financing of the family business;accelerate the construction of laws and regulations to support the financing of the family business to establish a fair judicial system.