Study On Risk Control Of Credit Business Development Of A Bank K Branch

In recent years,with the deepening of global economic integration,China's financial market has been in a state of constant change,the competition between commercial banks is also increasingly fierce.In such a big environment,some of the problems in commercial banks are increasingly exposed,resulting in such as the decline in performance,credit bad and so on.Among them,the situation of overdue loans to banks is becoming more and more frequent,which brings a great challenge to the credit risk control of banks.Based on this,this paper first describes the relevant theoretical basis and research experience,on the basis of this,this paper analyzes the necessity and significance of the development of credit business in domestic commercial banks by contacting the development of credit business of domestic commercial banks.With detailed analysis of the A bank K branch's credit risk problems,this paper tries to find out the solution to the problem of the bank credit risk control through a internal perspective and puts forward the problem of the credit risk control of the K branch of A bank.On this basis,the paper puts forward the countermeasures and suggestions of credit risk control for K branch from four aspects,and provides some innovative ideas.