Research On The Internal Control Of The W Branch Of Agricultural Bank Of China Based On The Risk Management

With the acceleration of financial globalization and innovation,the banking risk situation become increasingly complex,the risk events that sizes of international and domestic banks facing have not only caused by external factors,but also by internal system risk factors,which are gradually becoming the main risk,lead to unexpected losses and reputation losses that tend to be more serious than the external factors caused,bring about the negative effects of banks often be disastrous.Therefore,how to build and perfect the internal control system in banks have drawn high attention to domestic and international financial community.Especially in the second decade of the 21 st century,the growth of the global economic slowed down significantly,solely through reliance on extensive development mode of operation,such as the expansion of bank outlets or enlarge deposit and loan scale,is not suitable for the requirements of current banking industry development.Only the differentiated development path with innovation and service-oriented can be the way for banks nowadays.National banks begin to transform and upgrade actively or passively,make a series of changes and adjustments in economic structure and development model,and in the numerous changes in the upgrade,the construction of Banks internal control system has become the top priority at the banks.This article adopted the method of combining theoretical analysis and case analysis,took W branch of The Agricultural Bank of China as the research object.The author analyzed its present situation and problems of internal control system from the perspective of risk management,combined with the outstanding experience of domestic and foreign banks,trying to build a set of scientific internal control system suitable to its development,and expounding the block and safeguard measures of the construction and implementation of this system.