Financing Difficulties Of Private Small And Medium-Sized Enterprises And The Solution

Private enterprises as an important force of the national economy,new product development in absorbing labor force employment and promote the development of national economy play an important role But,in the rapid development of private enterprises at the same time,due to its own defects and the influence of many factors such as the external environment,its development also encountered many problems,especially the outstanding problem is financing difficulties Most private enterprises for the small and medium-sized enterprises,the financing problem is particularly prominent Financing problem has become a bottleneck for the further development of small and medium-sized private enterprises,so how to solve this problem has become the key to promote the development of private economy.This article from the perspective of a more complete facing the financing difficulties of small and medium-sized private enterprises in our country at present and its alternative way to solve.First to describe the private small and medium-sized enterprise financing problems still exist as the research background,to effectively solve the financing difficulties of small and medium-sized private enterprises as the research significance,at the same time for many scholars both at home and abroad for financing small and medium-sized private enterprises related research achievements were summarized,including the foreign research results mainly from the enterprise financing theory of financial repression and financial constraint theory of credit rationing theory and information asymmetry theory classification;On the domestic research results mainly from the private enterprise financing theory research and the present situation investigation cause financing difficulties and to solve the problem of financing difficulties classified three aspects.Secondly on the basis of the definition of small and medium-sized private enterprises in our country,from the Angle of information enterprise capital structure theory,a small business financing theory in this paper The next to do the empirical analysis of small and medium-sized private enterprises in our country theory foreshadowing Finally in 323 private small and medium-sized enterprises of hunan province questionnaire and on-the-spot interview do empirical research on the basis of the above,and the research results are obtained.Finally on the basis of theoretical research and empirical research,from the enterprise itself from three aspects,such as the bank for the financing difficulties of small and medium-sized private enterprises in our country put forward the practical and operable way to solve...