Research On The Management Strategy Of Credit Risk In Wuwei Branch Agricultural The Management Strategy Of Issue

Prevention and control is the eternal theme of banking industry.Especially under the environment of economic downturn,the banking industry should strengthen credit risk prevention and control and stick to the bottom line of risk.Improving the ability to prevent and control risks has become one of the most important tasks of modern banking development.As we all know,the higher the bank's credit risk management level is,the stronger its core competitiveness,the agricultural issue as a policy bank to carry out the will of the country and serve the agriculture,agriculture and agriculture,in the background of deepening the reform,serving the real economy and preventing and controlling the financial risk in the financial industry,it is urgent to improve the management level of its own credit risk to ensure all kinds of political affairs.The sustainable development of the policy of credit business.This paper takes the Wuwei branch of the agricultural issue as the research object,with the background of the Wuwei branch credit support in the development of agriculture related enterprises in the course of the development of agriculture related to non-performing loans and the decline of the quality of credit assets,in order to improve the management level of the credit risk management of the Wuwei branch.In order to explore the new situation of policy financial reform,the agricultural issue can better fulfill the policy function given by the state,and maintain the sustainable and healthy development of various business at the same time to improve the management of credit risk.At the same time,it also provides a theoretical basis and decision basis for how to build a modern agricultural bank.This paper focuses on the credit risk management,starting with the establishment and development background of the Wuwei branch of the agricultural issue,combining with the current situation and shortcomings of the development of the credit business of the Wuwei branch of the agricultural issue in recent years,and taking the form of the credit risk of the Wuwei branch and the internal and external factors affecting the credit risk as the breakthrough point.This paper analyzes the current situation and main problems of credit risk management,and draws on the advanced experience of foreign agricultural policy financial credit risk management and control,and puts forward the countermeasures to construct the credit risk management system of the Wuwei branch of the agricultural issue from the outside and the outside.The main one is to establish a hierarchical risk management responsibility system;two to strengthen the management of value evaluation system;the three is to establish a strict internal control system for credit risk management;the four is to establish a comprehensive risk management system;five is to promote the construction of compliance with the law;and the six is to improve the ability of ungood loan supervision and resolution.The first is to win the corresponding supporting policies for agricultural policy finance;Two is strengthen cooperation with the government and actively strive for support;Three is improve credit risk management.Using the theories and methods of literature research,investigation and analysis,case study and so on,this paper makes a comprehensive analysis and induction on the shortcomings of the credit risk management of the Wuwei branch of agriculture from different angles,and puts forward a series of characteristics of the credit risk management of the Wuwei branch of the agricultural issuing branch and its own regional characteristics.The strategy of improving the management level of credit risk is listed.