Research On Guarantee Risk Management Of Gansu Cultural Industry Investment And Financing Guarantee Corporation

Financing guarantee company is an emerging financial entity in China.With the continuous development of support policies for guarantee industry in China,financing guarantee companies have developed rapidly in recent years.Especially with the continuous development of small and medium-sized enterprises in China,financing guarantee company is an indispensable third-party guarantee mode for smes financing,and its position in the financing world is becoming more and more prominent.In recent years,the gansu provincial government to develop the cultural industry on the important agenda,according to the construction of big cultural province,Chinese civilization inheritance innovation zone construction as the carrier,to establish a series of effective measures conform to the law of development of cultural industry,cultural industry in order to speed up the development to provide important policy support and financial support.The establishment of Gansu Cultural Industry Investment and Financing Guarantee Corporation plays an irreplaceable role in solving the financing difficulty of small and medium-sized enterprises in our province.Financing guarantee the company's all business and management content is survey around the risk identification,measurement analysis and evaluation,and control of risk prevention,such as transfer to resolve the work.Therefore,as a major cultural enterprises provide financing guarantee companies,how to understand and analyze the risk of cultural enterprises,and establish one set of the risk management system for cultural enterprises,cultural industry is guaranteed from personnel of course of concern of in-depth study.This paper first introduces the background and significance of the research,and explains the main contents and problems of the research.Then the financing guarantee risk management of domestic and foreign relevant front theory has carried on the literature review,and the current situation of the development of international and domestic financing guarantee business and risk management research situation in detail.After that,the basic situation,the current situation of risk management and the problems existing in risk management are analyzed.Then according to the gansu wen cast guarantee company objectives and principles of risk management,combining with specific business case discusses the "small micro cultural enterprises inventory method","to guarantee the customer credit rating level 9 scoring model","5 in insurance project risks classification identification models" such as the practical application of risk management;Finally,the foregoing risk management plan is evaluated and the effective guarantee mode is put forward.Based on the theory of risk management in the financing guarantee industry,this paper studies the financing guarantee of the cultural industry in gansu province in combination with the practical solutions.Analyses the cultural enterprises guarantee business issues in practice,and guaranteed in real case application analysis,obtain abundant experience from dealing with good case,in Gansu Cultural Industry Investment and Financing Guarantee Corporation,avoid risk is of great significance to carry out the financing guarantee project.