Bengbu Huadong Biological Science And Technology Co.,Ltd. Research On Financing Problem

Since the reform and opening up,the market-oriented process of our country has been continuously advanced,the market environment has been improving day by day,the small and medium-sized enterprises have developed vigorously,in order to promote the national economic development,Promoting technological innovation and upgrading industrial structure and maintaining social stability play an important role.However,in contrast to the important role of SMEs in the national economy,SMEs have difficulty in financing in the capital market.Under the background of different operating conditions and significant differences in regional environment of SMEs in China,the causes and conditions of financing difficulties also show different characteristics.Under the condition of considering the individual characteristics and regional environment of the enterprise,how to deal with the The nature of the improvement measures to alleviate the financing difficulties of small and medium-sized enterprises have been urgently needed to be solved.This paper starts with the financing problem of Bengbu Huadong Biotechnology Co.,Ltd.,first of all,starting from the management and financial situation of the enterprise,combining with the current situation of industry development,Focus on the analysis of East China Biotechnology Co.,Ltd.financing status and behind the causes.The study found that the financing problem of Bengbu Huadong Bio-tech Co.,Ltd.is quite prominent,among which,it is characterized by insufficient endogenous financing,single financing channel,high financial cost,serious short loan and long investment;There are significant risks to the financial and business situation of the company.Secondly,this paper introduces the order theory,life cycle theory,information asymmetry and credit rationing theory as well as the relation type.On the basis of the core viewpoint of credit theory,the author draws lessons from relevant successful experiences at home and abroad,and combines the characteristics of the enterprise’s actual situation and current environmental policy,from the enterprise level,In order to alleviate the financing difficulties of Bengbu Huadong Biotechnology Co.,Ltd.At the enterprise level,enterprises should introduce talents,strengthen financial cost management,actively absorb other financing methods on the basis of striving for government support funds,and change the concept of financing;at the bank level,commercial banks should strengthen the relationship between banks and enterprises.Enhance information links between banks and enterprises,develop relationship loans appropriately,and promote At the government level,the government should establish a perfect legal system for small and medium-sized enterprises and non-profit "bridge funds".Through the detailed analysis of financing problems of Huadong Biotechnology Co.,Ltd in Bengbu,this paper not only provides a targeted solution to the financing difficulties of Huadong Biotechnology Co.,Ltd.In Bengbu,but also provides a solution to the financing difficulties of Huadong Biotechnology Co.,Ltd.It also provides some reference for the small and medium-sized enterprises facing the same financing environment to improve the financing level and improve the financial situation.